10 years in Crypto here to help

Welcome!!
I have been using crypto for more than 10 years too!!
It is my favorite form of payment.
 
I hate crypto fees. Any suggestions on CHEAPEST way to get money from my bank to end user merchant is appreciated.
 
I hate crypto fees. Any suggestions on CHEAPEST way to get money from my bank to end user merchant is appreciated.

It depends on what the vender takes and how long you're willing to hold the crypto.

USDC/USDT are the most stable. The problem is most people use the ETH network to send them which cost a lot.

Onbe way around that is those stable coins (USDC/USDT) can be sent on Base, SOL AVAX network. Those are much cheaper to use. That being said you better make sure they know and the vendor gave you the network address. Because if you send SOL USDC to a ETH USDC address it is lost forever.

SOL can have big price movements, but is super cheap (pennies to send) and fast.

What I would do is open a major exchange account on coinbase, CDC, kraken etc... A place you can connect your bank to and not worry. Deposit some cash and let it sit there until it clears the ach transfer. Then you can buy whatever the vendor wants and move it to a warm wallet before sending it to them.

BL

BTC/ETH - More expensive network fees
SOL/AVAX/POLY etc... - Cheaper fees.
 
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