Buying in Coinbase and sending to Exodus vs. buying in Exodus

Commander

Commander

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I see a lot of people saying to buy in Coinbase and then send to you Exodus wallet because the fees are less. I just bought USDT in Coinbase and the fees were the same as buying it directly in Exodus (through moonpay). Then I had to pay a fee to send it to Exodus.
So how is this better than buying directly in Exodus?
 
If you're not paying with a card vs bank transfer of some sort, there will be fees regardless of who you use.

I buy USDC through Coinbase using primarily bank transfers, pay no fees, and pay no fees to transfer to Exodus.
 
I am paying with my debit card. So if I hook my bank account to it, will there be no fee?
 
Commander said:
I am paying with my debit card. So if I hook my bank account to it, will there be no fee?
Click to expand...


It looks like Coinbase charges ~2.4% with a debit card. They charge nothing with a bank transfer and my transfer limit is considerably higher (over 100x) using the bank account vs debit card.


Frequently my bank transfers don't have a transfer delay.
 
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woundcarping said:
It looks like Coinbase charges ~2.4% with a debit card. They charge nothing with a bank transfer and my transfer limit is considerably higher (over 100x) using the bank account vs debit card.


Frequently my bank transfers don't have a transfer delay either.
Click to expand...
I've had a coinbase account for forever, but haven't really transferred anything off ever. My first bank transfer required a 7 day hold, whereas my debit card require no wait time.
 
OK, do all bank transfers have a long hold time?
 
woundcarping said:
...

Sometimes they do, frequently they don't. The first had a delay best I recall.


Luckily they tell you before the transfer how long the delay will be.
Click to expand...
This. The first one will typically take 5 business days or so.
 
I added my bank account. for $1000 it wanted 1% plus an $18 fee...
 
I really hate Exodus. Anytime I try to buy more than $100 of USDT on exodus, Moonpay want me to pay with Venmo or PayPal. That takes a whole lot more fees.
Forgot trying to buy in Coinbase and send to Exodus. Coinbase puts hold on my Crypto.
I have been reading about Trust Wallet. From what I am seeing, Trust Wallet takes the gas fee directly out if the USDT, so I don’t need to have separate gas.
My vendor only accepts USDT TRC20, Solana, ERC20. I want to buy with bank account or Debit Card.
Does anyone know anything about Trust Wallet?
 
So I ended up using Trust Wallet instead of Exodus. They have a lot more pay options. I am also looking into Oobit. Has anyone used Oobit to buy Crypto?
 
Setup your bank account ACH and connect with plaid to your checking. Buys or transfers are free (or) cheaper if you use the pro.coinbase.com trading platform instead of the general website with the "dummy user interface."

Granted, I usually just buy USDC and and can trade $1000 instantly off coinbase with no issue or fees.
 
Schism said:
Granted, I usually just buy USDC and and can trade $1000 instantly off coinbase with no issue or fees.
Click to expand...

Trading doesn’t matter to many here, it’s the transfer.

I did some Plaid deposit verification process that took care of the transfer delay, most of the time.
 
I did set up the Bank ACH. It is still holding my crypto for 7 days. I only did two small test amounts. $20 the other day, that went through using my debit card. And $100 yesterday using my Bank ACH, that one is on hold for 7 days.
The limits are also low. $320 for debit card, $1000 for Bank ACH..
I only buy USDT
 
woundcarping said:
Trading doesn’t matter to many here, it’s the transfer.

I did some Plaid deposit verification process that took care of the transfer delay, most of the time.
Click to expand...
I also did the Plaid thing
 
My ACH limit is $25k but the debit card for the same account is $200. 🤷‍♂️

If I was in a hurry, I’d just send a wire.
 
Ya, Coinbase isn’t working for me amd USDT is expensive on Coinbase
 
I did kraken to exodus and had no issues. Did have to convert my solana to BTC though it was all pretty straightforward.
 
It still held my USDT for 7 days…
I have been messing with this for weeks. I have tried Coinbase, Exodus and now Trust Wallet. Trust Wallet is the easiest. The “Gas” fees csn be taken right from the USDT account you are paying from. People will say it is “gassless” it is not, you just don’t have to buy separate gas, so it makes it easier. Also Trust Wallet has a lot more options for paying. Exodus uses Moonpay. Moonpay only takes your debit card or bank account for small purchases. For large purchases it makes you use Venmo or PayPal, and they both have big fees. I bought $1500 USDT on Exodus this morning, it was $150 in fess because Moonpay made me use Venmo to pay for it.
Trust Wallet is way easier and cheaper.
I am now researching Oobit to buy Crypto because it has the cheapest rates. 2% and no transfer fees and it can go right to you Trust Wallet from what I am reading..
 
It seems like having a vendor that isn't limited to USDT would be easier than dealing with the hassles of USDT. 2% fees being considered cheap doesn't sound like a great time to me.
 
woundcarping said:
It seems like having a vendor that isn't limited to USDT would be easier than dealing with the hassles of USDT. 2% fees being considered cheap doesn't sound like a great time to me.
Click to expand...
My vendor also takes bitcoin, but bitcoin is way more money in fees… in fact I don’t know of any fees less than 2% except USDC from Coinbase.
 
Happy to report, Trust wallet is easier to use than Exodus. But it is still 4.5% to buy USDT Solana. I have got to find a cheaper way to buy USDT Solana…
 
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