Crypto Holds - Strategy (comment/question)

[Retazempic]

Comment/FYI/Question ….

Due to periodic account freezes (of different kinds) on my crypto, I’ve stumbled upon a system whereby I use Kraken, PayPay and Coinbase wallets as alternate on-ramps for my personal wallets (I have Exodus and Phantom)

Recently, my ability to transfer from Coinbase was limited for a month (I think bc I forgot to disable my VPN before initiating a transfer) so I’ve been using PayPal. I get PYUSD, transfer it to exodus, and convert it there to USDC-sol

Usually, I buy $200 PYUSD on PayPal, and after a 1-week hold, I could transfer it all to my Exodus wallet. I’ve done with a few times with no issue.

Recently, however, PayPal has only permitted me to transfer 1/2 the amount it claims has cleared for transfer.

For example, I went to transfer $200 PYUSD (bc it said that amount was available for transfer) but PayPal only let me send $100. After waiting a few days, PayPal indicated that all of the remaining $100 was available for transfer, but it only let me transfer $50.

Is this happening to anyone else?

 

[Calm Logic]

I've never had a freeze or hold or anything like that. But I always used Exodus to pay, usually funding from within the Exodus app using Paypal as a payment method. (Buying PYUSD within Exodus and then swapping to save money.)

Exodus also allows Robinhood as a payment method, without deducting as much as using debit card. But I have never fully set that up.

With my usual vendors (GBs on TG), I don't need crypto anyway, though it is cheaper to use sometimes.