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I suggest finding information on other platforms like discord and Peppys. You're not going to get a bigger picture view of things if you're only staying here.Thank you for the info - there's a lot of complaining noise on here around a few vendors, so it's sometimes difficult to determine if people just had problems like slow delivery, bad comms, or got completely fucked by a particular vendor.
(Also the OP just seems to have done it wrong by not putting an abstraction between Paypal and the vendor.)
And yes, that abstraction you mentioned is a self-custodial wallet. It's a wallet that isn't beholden to an exchange like PayPal, Cashapp, Kraken or Strike.