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We've read too many accounts of people losing $1000 or lots more because they bought every single item they might want/need in one order ... then the worst happened and the vendor did not make good.

It has not happened to me yet, but if or when it does, I will "only" be out a few hundred dollars… which in my situation will hurt badly – but not fatally :(
This has happened to me.
Never spend more than you can afford to lose.
I am only out about $500. I'm mostly just pissed I didn't do my homework better. It's my mad money not my rent or grocery money.
 

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